Got beaten by hubby? Raise the insurance premium!

[Dawildman]

When Getting Beaten By Your Husband Is A Pre-Existing Condition



Under the cold logic of the insurance industry, it makes perfect sense: If you are in a marriage with someone who has beaten you in the past, you're more likely to get beaten again than the average person and are therefore more expensive to insure.

In human terms, it's a second punishment for a victim of domestic violence.

In 2006, Democrats tried to end the practice. An amendment introduced by Sen. Patty Murray (D-Wash.), now a member of leadership, split the Health Education Labor & Pensions Committee 10-10. The tie meant that the measure failed.

All ten no votes were Republicans, including Sen. Mike Enzi (R-Wyoming), a member of the "Gang of Six" on the Finance Committee who are hashing out a bipartisan bill. A spokesman for Enzi didn't immediately return a call from Huffington Post.

[potter]

Mrs potter was denied insurance by Blue Cross because as a teenager she was treated for acne.....they refused to issue a policy.

Folks...this is what we are up against. People destined to a life without access to health care because they had zits as a kid.

Welcome to the free market medical system.

[Uplifter]

Originally Posted by potter

Mrs potter was denied insurance by Blue Cross because as a teenager she was treated for acne.....they refused to issue a policy.

Folks...this is what we are up against. People destined to a life without access to health care because they had zits as a kid.

Welcome to the free market medical system.

This is just amazing.
Imagine this poor woman being left without healthcare for something as common as having acne when she was a child. Not whether she could afford it or not.

She might be left to die just because, when she was younger, a doctor recommended and treated her for a minor ailment, and because of that some suit decided that having acne was serious enough to prevent her getting insurance.

Not only that but it appears that the healthcare insurance industry can refuse insurance that would pay for medical treatment, because of a doctors advice and actions!?!?!

Shit! You just wouldn't want to go and see a doctor for a problem, just because you might not get insurance next year!

Is this really an example of a fair, working healthcare system?

[Pookie]

It seems to be the norm. Health care reform hasn't even passed yet. Let's see what happens, okay? Don't panic yet.
Purrs,
Pookie

[007]

Originally Posted by potter

Mrs potter was denied insurance by Blue Cross because as a teenager she was treated for acne.....they refused to issue a policy.

Folks...this is what we are up against. People destined to a life without access to health care because they had zits as a kid.

Welcome to the free market medical system.

How then, if your claim is true, which i doubt, how did I get my Health insurance to pay for a repair job to the damage the NHS did, it was a pre existing condition, it was covered.Stop with the making shit up, it aint true, only a dope would believe it.
Prexisting conditions(those in place before the insurance policy began)may not be covered, but the insurance will be in place for other ilnesses not related to the prexisting condition.
If your insurane company has that much info on your health either you or your healthcare provider is doing something wrong, I am covered for everything, even prexisting conditions, never been refused treatment yet.I have been refused treatment on the NHS though..........

[007]

Originally Posted by Uplifter

This is just amazing.
Imagine this poor woman being left without healthcare for something as common as having acne when she was a child. Not whether she could afford it or not.

She might be left to die just because, when she was younger, a doctor recommended and treated her for a minor ailment, and because of that some suit decided that having acne was serious enough to prevent her getting insurance.

Not only that but it appears that the healthcare insurance industry can refuse insurance that would pay for medical treatment, because of a doctors advice and actions!?!?!

Shit! You just wouldn't want to go and see a doctor for a problem, just because you might not get insurance next year!

Is this really an example of a fair, working healthcare system?

You fell for that dishonest scrap of patetic and dishonest propeganda?He made it up!!My DR is a proper DR and dosnt give any details to my Insurer, its called patient confidentiality.Blue cross blue shield dont even know my SSN, they take my money, pay my med bills and they shut the fuck up, its what i pay for, its what i get, a perfect system!!

[ninjalooter1701]

Originally Posted by 007

How then, if your claim is true, which i doubt, how did I get my Health insurance to pay for a repair job to the damage the NHS did, it was a pre existing condition, it was covered.Stop with the making shit up, it aint true, only a dope would believe it.
Prexisting conditions(those in place before the insurance policy began)may not be covered, but the insurance will be in place for other ilnesses not related to the prexisting condition.
If your insurane company has that much info on your health either you or your healthcare provider is doing something wrong, I am covered for everything, even prexisting conditions, never been refused treatment yet.I have been refused treatment on the NHS though..........

Giddy up on that pet pony.

[007]

Originally Posted by ninjalooter1701

Giddy up on that pet pony.

pathetic.

[VanishingPoint]

Originally Posted by 007

How then, if your claim is true, which i doubt, how did I get my Health insurance to pay for a repair job to the damage the NHS did, it was a pre existing condition, it was covered.Stop with the making shit up, it aint true, only a dope would believe it.
Prexisting conditions(those in place before the insurance policy began)may not be covered, but the insurance will be in place for other ilnesses not related to the prexisting condition.
If your insurane company has that much info on your health either you or your healthcare provider is doing something wrong, I am covered for everything, even prexisting conditions, never been refused treatment yet.I have been refused treatment on the NHS though..........

So what is your problem with others having these difficulties. This stuff is not made up. You are just lucky and I am happy, you are at least one person that has had a great experience (and I know others with similar experiences). I wish you all the best.

My family has run up against some problems with insurance companies. These things do happen, more than you are aware or experienced. Many of us have experienced these horrific issues in one way or another.

[Uplifter]

Originally Posted by VanishingPoint

So what is your problem with others having these difficulties. This stuff is not made up. You are just lucky and I am happy, you are at least one person that has had a great experience (and I know others with similar experiences). I wish you all the best.

My family has run up against some problems with insurance companies. These things do happen, more than you are aware or experienced. Many of us have experienced these horrific issues in one way or another.

Don't waste your time VP. 007 just makes stuff up in an attempt to look intelligent.

He keeps repeating an accusation about the NHS, in that they cocked up an operation of his, but he did nothing about getting it sorted out, or claiming for compensation.
His 'apparent' dealings of the NHS are in no way indicative of the majority of experiences true British people have.

He decries having the government doing what it is supposed to do and looking after the people of America, but would rather some slimy corporate executive continually rip off sick and needy people.
But Hey! if he feels happier spending thousands of dollars on healthcare, let him. At least he'll be buying someone slimy exec a new car.

[007]

Originally Posted by Uplifter

Don't waste your time VP. 007 just makes stuff up in an attempt to look intelligent.

He keeps repeating an accusation about the NHS, in that they cocked up an operation of his, but he did nothing about getting it sorted out, or claiming for compensation.
His 'apparent' dealings of the NHS are in no way indicative of the majority of experiences true British people have.

He decries having the government doing what it is supposed to do and looking after the people of America, but would rather some slimy corporate executive continually rip off sick and needy people.
But Hey! if he feels happier spending thousands of dollars on healthcare, let him. At least he'll be buying someone slimy exec a new car.

As opposed to some corrupt polititian.Healthcare in the USA is not that expensive, compared to NI payments in the UK it is extremely inexpensive, I figure about a third of the cost per person, of course if the lazy , stupid and irrisponsible went out and purchased Insurance, costs in the hospital would fall, as would the cost of insurance premiums, it is not the governments job to dictate every last aspect of its citizens lives.Look at the UK since the NHS was introduced year by year we see increasing totalitarian policies from the govnt, most people believe that they get free health care from the govnt in its glory, this is a socialist tactic to create loyalty to the PARTY, but the BBC dont tell you that so you dont see it...............

[Suraklin]

Originally Posted by 007

As opposed to some corrupt polititian.Healthcare in the USA is not that expensive, compared to NI payments in the UK it is extremely inexpensive, I figure about a third of the cost per person, of course if the lazy , stupid and irrisponsible went out and purchased Insurance, costs in the hospital would fall, as would the cost of insurance premiums, it is not the governments job to dictate every last aspect of its citizens lives.Look at the UK since the NHS was introduced year by year we see increasing totalitarian policies from the govnt, most people believe that they get free health care from the govnt in its glory, this is a socialist tactic to create loyalty to the PARTY, but the BBC dont tell you that so you dont see it...............

Odd comments when study after study shows the USA to be one of the more expensive systems compared to nations with systems like the NHS - but don't let well publicised reality stand in the way of a good rant.

Of course the downside of a national system is that the lazy and work shy do get care paid for by others the upside means that the sick and old and vulnerable also get that care - for me, as a UK taxpayer, I'd rather found everyone than see people dying on the streets or alone in their houses.

(Although your comments about the increased moves toward state control in the UK have more basis I think it would be hard to prove a causal link between the NHS and those moves).

[Pilgrim]

Originally Posted by 007

AI figure about a third of the cost per person, of course if the lazy , stupid and irrisponsible went out and purchased Insurance, costs in the hospital would fall, as would the cost of insurance premiums, it is not the governments job to dictate every last aspect of its citizens lives.Look at the UK since the NHS was introduced year by year we see increasing totalitarian policies from the govnt, most people believe that they get free health care from the govnt in its glory, this is a socialist tactic to create loyalty to the PARTY, but the BBC dont tell you that so you dont see it...............

Do you ignore the news or are you just too thick to understand it?? the bit I'm on a bout is the fact that at the moment US healthcare costs TWICE what it costs in the UK did you miss that little fact? did it slip by you during an alcoholic fug as you were ripping down 700lb concrete plinths with your teeth?? I'm sorry you had a bad experience with the NHS but personally if you'd come in with the similar attitude you display on here I would have kicked you the fuck out and left you to it, but I'm glad you like living in the US cos we don't want you back, but it seems strange to me as you continually go on about how great the country is you still come back here?? hedging your bets??
Another fact you ignore is when people post examples of poor US healthcare too it happens in both countries and its a shame but both are run by human beings and we are fallible, thats life we fuck up, its regrettable but it happens.
This one man, pretty much wrong, attack on the UK and the NHS makes you look a **** to be honest.

[Uplifter]

Originally Posted by Suraklin

Odd comments when study after study shows the USA to be one of the more expensive systems compared to nations with systems like the NHS - but don't let well publicised reality stand in the way of a good rant.

Of course the downside of a national system is that the lazy and work shy do get care paid for by others the upside means that the sick and old and vulnerable also get that care - for me, as a UK taxpayer, I'd rather found everyone than see people dying on the streets or alone in their houses.

(Although your comments about the increased moves toward state control in the UK have more basis I think it would be hard to prove a causal link between the NHS and those moves).

That's absolutely true.

My father collects his pension and recieves brilliant healthcare from the NHS at no extra cost.
His friend lives in New York, she collects a pension but also has to pay $5,000 per year for health insurance.

[007]

Originally Posted by Pilgrim

Do you ignore the news or are you just too thick to understand it?? the bit I'm on a bout is the fact that at the moment US healthcare costs TWICE what it costs in the UK did you miss that little fact? did it slip by you during an alcoholic fug as you were ripping down 700lb concrete plinths with your teeth?? I'm sorry you had a bad experience with the NHS but personally if you'd come in with the similar attitude you display on here I would have kicked you the fuck out and left you to it, but I'm glad you like living in the US cos we don't want you back, but it seems strange to me as you continually go on about how great the country is you still come back here?? hedging your bets??
Another fact you ignore is when people post examples of poor US healthcare too it happens in both countries and its a shame but both are run by human beings and we are fallible, thats life we fuck up, its regrettable but it happens.
This one man, pretty much wrong, attack on the UK and the NHS makes you look a **** to be honest.

So waiting lists do not exist?

No waiting lists in America, waiting in line behind bums for something you paid for is making you look a ****, as for throwing me the fuck out, you would not be able, fly boy!!!!!

NHS shit, Freedom is the best!!!

Costs are based on the big picture, i am sayint that the NI payments in the UK that i would make if i resided there would be 3 times that which i pay here for my Health insurance, with no fucking waiting lists!!!

[Zan de Man]

You need to bring yourself up to date 007. Here are the July 2009 figures for the percentages of elective referrals in each speciality receiving treatment within 18 weeks.

Patients who ended up being admitted for inpatient care:



Patients who were treated without admission:

[007]

Originally Posted by Zan de Man

You need to bring yourself up to date 007. Here are the July 2009 figures for the percentages of elective referrals in each speciality receiving treatment within 18 weeks.

Patients who ended up being admitted for inpatient care:



Patients who were treated without admission:

Government reports from a government controlled agency about a government controlled agency.The ministry of truth worked overtime on that one.How about recognising how the govnt have fixed the problem of waiting lists?
For many the figures are a joke, the official waiting list is one thing, what about those who wait on an unofficial waiting list until they get onto the official waiting list?

No waiting lists here in the USA, treatment this day!!!

[brægenseoc man]

Originally Posted by 007

Government reports from a government controlled agency about a government controlled agency.The ministry of truth worked overtime on that one.(...)

No they've subbed out the fiddling of figures to the individual departments, so GPs fiddle their own figures now, by controlling their appointment list, and hospitals fiddle their own figures by controlling their waiting lists.

But it's OK it makes the figures look good, and ensures they meet their government set targets.

[Gunner Sykes]

Originally Posted by Uplifter

This is just amazing.
Imagine this poor woman being left without healthcare for something as common as having acne when she was a child. Not whether she could afford it or not.

She might be left to die just because, when she was younger, a doctor recommended and treated her for a minor ailment, and because of that some suit decided that having acne was serious enough to prevent her getting insurance.

Not only that but it appears that the healthcare insurance industry can refuse insurance that would pay for medical treatment, because of a doctors advice and actions!?!?!

Shit! You just wouldn't want to go and see a doctor for a problem, just because you might not get insurance next year!

Is this really an example of a fair, working healthcare system?

What happens if we destroy the insurance industry?

I expect that doctors and hospitals would have to start charging affordable rates for their services or go out of business.

What happens if the government takes over health care?

It will be the government who decides who gets health care -- it can't be any other way.

Sorry, but I don't trust those idiots to make decisions for me.

The problem with our health care system is that there is a lot of demand for a very limited supply. It is the government that perpetuates that limited supply via regulation.

We need to eliminate the FDA, curb the influence of the AMA lobby, and allow more medical schools and competition.

You see, there is a third alternative. It is NOT the government or the corporations. In fact, they are one and the same.

[potter]

Originally Posted by Gunner Sykes

I expect that doctors and We need to eliminate the FDA, curb the influence of the AMA lobby, and allow more medical schools and competition.

Does the government now restrict medical schools or who can go to them?

As far as eliminating the FDA...that would last right up until several thousand peole fall ill and die of tainted food from a filthy unregulated food processing plant.